Debt Solutions Overview


Courthouse in Auburn, California
Courthouse in Auburn, California

Complete Debt Solutions

Unmanageable levels of debt can cast a dark cloud over your future. But debt relief is easy and possible.

At the Bankruptcy Law Offices of Stephen Johnson, we have helped thousands of people obtain debt relief. We are knowledgeable, experienced and use the bankruptcy laws to guide our clients toward a debt free and brighter financial future.

Our firm focuses exclusively on bankruptcy, debt elimination and/or reduction solutions:

Chapter 7 Bankruptcy - complete liquidation of credit card debts, medical bills and other dischargeable unsecured debts for individuals and businesses. Stopping repossession, judgments, garnishment and the eliminating of back taxes.

Chapter 13 Bankruptcy - guiding people toward financial freedom through the elimination or reduction of debts, repayments plans for non-dischargeable debts and delinquent mortgage payments.

Chapter 11 Bankruptcy - helping businesses restructure, obtain debt relief and achieve financial solvency.

Discharging Tax Debts - elimination of past due tax debts three or more years old. Negotiation of offers-in-compromise with the IRS and California tax authorities.

Saving Your Home

When we file for bankruptcy on behalf of our clients, we stop the foreclosure proceeding immediately - buying the time we need to develop a comprehensive debt solution for our client. We can use Chapter 13 to help our clients get current on their mortgage payments, and in some cases to eliminate a second mortgage completely.

If for some reason bankruptcy is not the right option for you, we may be able to obtain a loan modification, and reduce your mortgage amount, interest rate, length of the mortgage or combination of these.

A Personalized Debt Solution for You

The Bankruptcy Law Offices of Stephen Johnson has helped many people just like you. An attorney at our firm will review your financial situation and develop a personalized solution designed to reduce your debts to the greatest extent possible, while allowing you to keep as much of your property as possible.

A better financial future may be just a phone call away. The Bankruptcy Law Offices of Stephen Johnson will work diligently to secure a financial future for you and your family.

Contact a Lawyer Today

For a free consultation with the Bankruptcy Law Offices of Stephen Johnson in Auburn, including Chico, California, Call 530-823-3655, or contact us online.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

Considering Bankruptcy?

Bold labels are required